Home Insurance
Protecting Your Home, Safeguarding Your Peace of Mind
Your home is one of your most valuable assets, and it’s where memories are made. At Smith Family Insurance, we understand the importance of protecting your home and everything in it. Our home insurance policies are designed to provide comprehensive coverage that fits your unique needs and offers peace of mind, knowing that your home and family are protected.
Customized Coverage
No two homes are the same, and neither are their insurance needs. We offer tailored home insurance policies that cover everything from your dwelling and personal belongings to liability protection and more.
Personalized Service
As a family-owned business, we treat every client like part of our family. Our agents work closely with you to understand your home insurance needs and provide personalized service every step of the way.
Why Choose Smith Family Insurance for Home Insurance?
You are important to us!
Comprehensive Protection
Our home insurance plans cover a wide range of risks, including fire, theft, vandalism, and natural disasters. We also offer additional coverage options for high-value items, flood insurance, and more.
Competitive Rates
We believe in offering high-quality coverage at affordable rates. Our strong relationships with top-rated insurance providers allow us to find the best deals for your home insurance needs.
Local Expertise
We know the community and the specific risks that come with living here. Our local knowledge helps us provide the most relevant advice and coverage options for your home.
Reliable Claims Support
If the unexpected happens, you need a claims process that is fast, fair, and efficient. Our dedicated claims team is here to support you, ensuring that your claims are handled smoothly and quickly.
Our Home Insurance Coverage Options
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Dwelling Coverage
Protects the structure of your home, including walls, roof, and foundation, against risks like fire, wind, and hail. -
Personal Property Coverage
Covers your personal belongings, such as furniture, electronics, and clothing, if they are damaged or stolen. -
Liability Protection
Provides financial protection if someone is injured on your property and you are found legally responsible. -
Additional Living Expenses (ALE)
Covers the cost of living elsewhere if your home is uninhabitable due to a covered event, such as a fire or storm. -
Flood Insurance
Optional coverage that protects your home and belongings from flood damage, which is not covered under standard home insurance policies. -
Scheduled Personal Property Coverage
Provides extra protection for high-value items such as jewelry, artwork, and antiques.
Why Choose Us
We are award winning company
Excellent Protection
Enjoy peace of mind with our reliable protection. We put your safety first, offering complete solutions to shield you from life’s unexpected challenges. Count on us to protect what matters most to you
Local Service
At Smith Family Insurance, experience the comfort of hometown service with personalized protection. Our community-focused team is here to give you peace of mind, offering reliable coverage with the care and trust of a neighbor looking out for what matters most to you.
Savings Potential
At Smith Family Insurance, we’re your financial guide, helping you make the most of your savings by finding the perfect balance between affordability and full protection. Rely on us to lead you to smart choices and secure your financial future with personalized coverage tailored just for you.
Insurance Policies
Years Of Experience
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