Terms of Service
Last Updated: 12/2024
1. Acceptance of Terms
By using our Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms, as well as our Privacy Policy.
2. Services Provided
Smith Family Insurance provides insurance-related services, including but not limited to:
- Personal and commercial insurance policies
- Tag and title services
- Insurance quotes and consultations
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.
3. Eligibility
- You must be at least 18 years old (or the legal age of majority in your jurisdiction).
- Provide accurate and complete information when requested.
- Comply with all applicable laws and regulations.
4. User Responsibilities
- Do not use our Website for unlawful or fraudulent purposes.
- Do not attempt to access restricted areas of our Website or disrupt its operation.
- Do not provide false or misleading information.
- Do not copy, distribute, or exploit any content from our Website without permission.
5. Insurance Quotes and Policies
Quotes provided are for informational purposes only and do not constitute a binding agreement. Final rates and coverage are subject to underwriting approval.
6. Intellectual Property
All content on our Website is the property of Smith Family Insurance or its licensors and is protected by copyright and trademark laws.
7. Limitation of Liability
We shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our Website.
8. Third-Party Links
Our Website may contain links to third-party websites. We do not endorse or assume responsibility for the content of these sites.
9. Privacy Policy
Your use of our Website is also governed by our Privacy Policy.
10. Termination
We reserve the right to suspend or terminate your access to our Website if you violate these Terms.
11. Changes to Terms
We may update these Terms at any time. Changes take effect immediately upon posting.
12. Governing Law
These Terms shall be governed by the laws of the State of West Virginia.
13. SMS Messaging Terms
- By opting in, you agree to receive messages related to our services and promotions.
- To cancel, text "STOP" to our shortcode.
- If you experience issues, reply "HELP" or contact info@sfiwv.com or call 304-756-8999.
- Carriers are not liable for delayed or undelivered messages.
- Message and data rates may apply.
- For privacy-related inquiries, see our Privacy Policy.
14. Contact Information
Smith Family Insurance
Website: www.sfiwv.com
Email: info@sfiwv.com
Phone: 304-756-8999
Address: 447 Call Rd Ste 105, Charleston, WV 25312